Begin by slicing your everything bagel in half and securely placing it in a toaster or under a broiler. Toast at medium heat for approximately 3-4 minutes or until the bagel is golden brown and crispy.

Once the bagel is toasted, take the bottom half and generously spread a layer of chive and onion cream cheese over it. Ensure an even and thick coating.

Next, pile on the crispy bacon, followed by a generous handful of chopped romaine lettuce. Thinly slice your tomato and layer it on top of the romaine. Finish with a sprinkle of kosher salt and freshly ground black pepper.

Using a sharp knife, chop through the layered ingredients directly on the bagel to achieve a chunky mixture. Gently fold in diced avocado, performing a few additional chops.

Gather the mixture on the bagel bottom, place the toasted top half back on, and press gently. Slice in half for easier handling and serve immediately.